Guides and tips on repairing your credit score and removing negative items from your credit report.
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA rights, and credit rebuilding. [Read more about Peter →] How a credit builder loan turns payments into a stronger credit profile. A credit builder loan is …
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA rights, and credit rebuilding. [Read more about Peter →] A stronger credit score opens the door to homeownership. The credit score you need to buy a …
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA rights, and credit rebuilding. [Read more about Peter →] Juggling multiple debts is stressful — consolidation simplifies it into one payment. Debt consolidation usually causes a …
How Does Debt Consolidation Hurt Your Credit Score? Read More »
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA rights, and credit rebuilding. [Read more about Peter →] Understanding your credit score is the first step to improving it. You improve your credit score by …
How to Improve Your Credit Score: 11 Proven Strategies Read More »
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA and FDCPA rights, and credit rebuilding. [Read more about Peter →] A low credit score costs you money every month — but it is fixable with …
How to Fix Your Credit: A Step-by-Step Repair Plan Read More »
About the AuthorPeter Krakue is the founder of Strong Credit Report in Colton, California, where he has worked in consumer credit since 1999. He writes about dispute procedures, FCRA rights, and credit rebuilding. [Read more about Peter →] Your credit report is the complete financial record lenders use to judge your reliability. A credit report …
A charge-off can drop your credit score by 100+ points and stay for seven years. Learn how to dispute inaccurate charge-offs, negotiate pay-for-delete, use FCRA and FDCPA rights, and rebuild your credit.
A repossession can drop your credit score by 100+ points and stay for seven years. Learn how to dispute, negotiate pay-for-delete, write goodwill letters, and remove a repossession from your credit report.
Hard inquiries can lower your credit score by 5-10 points each — and unauthorized ones can be removed entirely. Learn how to dispute hard inquiries, use the FCRA, and minimize future damage.
A collection account can drop your credit score by 100 points and stay for seven years. Learn the exact steps to dispute, negotiate pay-for-delete, and remove collections from your credit report permanently.